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Ondrea, I share Laurie's thoughts too.  Our broker is not aware of any existing European law which would require a retention or deductible to be paid by individual directors. However, there was a 2009 law in Germany that did and it applied to joint-stock ...

Interesting.  It sounds like this coverage would supplement the primary coverage and could be valuable where there is a relatively low aggregate limit available that could be exhausted by other claims in the event of a major issue that affects multiple ...

RESPONSE The answer is not simple, but I'll try to provide a list of things to get you started.  All of this is my opinion, and not that of my firm or any of the organizations to which I belong.  When looking at these decisions, I usually run it through ...

Anthony, You raise a critical issue.  I would love to get your comments on the form's approach to other insurance. I've pasted the actual policy wording below. I'm interested in observations, comments, critiques... Other Insurance The coverage ...

This is very interesting but how does a contract-specific insurance policy comport with the vendor's own insurance?  Could this be considered as a "primary" policy as well as their own PL coverage?  ​In the event of a loss, if the contract-specific policy ...